About us

The Empire Services was founded in 2014 by Vital Philma who is the President and CEO of the Company. Vital Philma is a current Mortgage Broker with Edge Home Finance. An Independent Mortgage Broker  is a trained licensed professional who represents and advises a borrower with the best loan options that fit their needs. A Broker works for the borrower, not the lender. The Broker is not an employee of the lender. That is why the Broker is not limited on the loan products they can offer to a borrower. As an Independent Mortgage Broker, Vital Philma works with a variety of lenders and provides a multitude of loan options. 

FHA, CONVENTIONAL, VA, USDA, HELOC, DSCR loans are some of our loan products.

Why working with Broker Vital Philma ? Access to different lenders and loan products. Fast loan pre-approval. Save time and money. Work for the borrower, not the lender. Accessible. Expert knowledge in the mortgage process
Vital Philma, CEO & President of the Empire Services

Vital Philma »  Mortgage Broker | nmls 1890600

Vital Philma has a vast experience in the mortgage industry. Prior to working as an Independent Mortgage Broker, Vital Philma was working for a renowned mortgage company for over five years where he gained massive knowledge in the mortgage industry. After working in the servicing department for over five years working on foreclosure documents and Bankruptcy documents, Vital decided to make a change.  In 2019, Vital Philma decided to go to school to get his mortgage license. 

Today as a Mortgage Broker, Vital Philma helps a lot families be homeowners. Vital Philma takes great pride in helping people to be homeowners. With his expertise, he helps many families to realize the American dream of owning a piece of property where they can call theirs.  

Now, when you are thinking about buying a home and you need an experience Mortgage Broker to assist you with the process, you can rest assure Vital Philma will assist you with your mortgage needs.

Vital Philma will make the loan process as easy and seamless for you. Reach out to Vital Philma for all your mortgage needs.
Meet our stafF

Professional Team 

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Vital Philma
Mortgage Broker, nmls 1890600
Education: BA, Political Science - Florida Atlantic University (FAU)
AS, AA, Paralegal Studies - Palm Beach State College
Professional Licenses:
Mortgage Loan Originator
Real Estate Sales Associates
General Lines Insurance Agent (Property & Casualty)

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